Why clients choose contractors who send a CredPacket.
Hiring a contractor is a trust decision made with incomplete information. A CredPacket is how a contractor hands you the complete picture — insurance, licenses, and certifications, organized and dated — before you have to ask for any of it.
What you're looking at
A CredPacket is a single, dated bundle of everything that proves a contractor is legitimate: their Certificate of Insurance, workers' compensation coverage, state and municipal licenses, W-9, and trade certifications. It arrives as one branded PDF with a cover page, plus a short link you can reopen at any time. You don't need an account and there's nothing to install.
The reason it matters isn't the paperwork — it's what the paperwork tells you. A contractor who can produce all of it in two minutes is a contractor who runs an organized business. The one who can't is the one whose crew shows up late and whose invoices don't match the estimate.
What to check before you hire.
A CredPacket answers all six on one cover page. Use this list even if the contractor sends something else.
A certificate from last year proves nothing. Every document in a CredPacket carries its expiration date, and the contractor is reminded before it lapses — so what you receive is current.
Generic certificates don't tie coverage to your project. A CredPacket includes what's on file immediately and triggers a request to the contractor's broker for a certificate naming you specifically.
If an uninsured worker is hurt on your property, that exposure can land on you. Workers' comp appears as its own line item — present or absent, no guessing.
State contractor license, municipal or county license, and trade-specific credentials are grouped together and labeled, not buried in a stack of PDFs.
OSHA 10/30, EPA 608, CPR/First Aid, backflow, pesticide applicator — whatever the trade requires shows up as a certification with a date.
Everything arrives in one branded PDF plus a live link you can re-open any time. Nothing to chase, nothing to file.
Are you the contractor reading this?
Send this page to your clients — then be the one who sends the packet before they ask. CredPacket organizes your COI, licenses, W-9, and certifications, tracks every expiration, and lets anyone on your team send a professional packet in seconds.
Upload once. Send in seconds. Never miss a renewal.
CredPacket is a document-management and reminder tool. It is not insurance, legal, or compliance advice, and it does not verify coverage on behalf of any party.